Medical Aid vs Dread Disease Cover

If you are paying for both Medical Cover and Dread Disease Cover… you may ask yourself why? The cost of living keeps rising and in the year ahead we can expect more increases that will put pressure on our hard-earned and diligently saved resources. This doesn’t have to be bad news – it can encourage […]

Gerald on PowerFM SoundCloud Library and Media March-May 2016

https://soundcloud.com/powerfm987/personal-finance-tuesdays-gerald-mwandiambira-certified-financial-planner https://m.soundcloud.com/powerfm987/personal-finance-tuesdays-chasing-the-mortgage-all-different-types-of-property-investment https://m.soundcloud.com/powerfm987/personal-finance-tuesdays-what-to-know-when-buying-a-car-in-2016  https://www.youtube.com/watch?v=FImSn6hMSQY&feature=player_embedded  https://m.soundcloud.com/powerfm987/personal-finance-tuesdays-getting-into-the-habit-of-saving  https://soundcloud.com/powerfm987/personal-finance-tuesdays-the-effect-of-ponzi-schemes-on-your-savings-investments https://soundcloud.com/powerfm987/personal-finance-tuesdays-money-and-divorce-gerald-mwandiambira  https://soundcloud.com/powerfm987/personal-finance-tuesdays-how-to-monetise-your-hobbies-and-create-a-legit-secondf-hustle https://m.soundcloud.com/powerfm987/personal-finance-tuesdays-getting-into-the-habit-of-saving https://soundcloud.com/powerfm987/personal-finance-tuesdays-the-effect-of-ponzi-schemes-on-your-savings-investments https://soundcloud.com/powerfm987/personal-finance-tuesdays-money-and-divorce-gerald-mwandiambira  https://soundcloud.com/powerfm987/personal-finance-tuesdays-how-to-monetise-your-hobbies-and-create-a-legit-secondf-hustle  http://www.cnbcafrica.com/news/southern-africa/2016/04/19/black-tax-forbes-zweli-mabhoza/

Are you Black Taxed?

there are funeral policies and education policies – should there be a policy for so-called black tax? Black what? From Lagos to Maputo, just ask any middle-class African. You just got paid: your aunt asks for $50 for her routine medical check-up; your cousin needs an extra $30 for her tuition fees; your mother needs […]

Cancer claims reveal risk trends

Recent statistics made available by Liberty Life reveal that cancer is the leading cause of claims paid by the assurer in 2015. One in four claims paid by Liberty were for cancer, and the proportion of claims for cancer is increasing, even at younger ages. Motor vehicle accidents are typically cited as the reason that […]

5 MORE FACTS ABOUT HOSPITAL PLANS

As I wrote in a previous article, full medical cover has become an expensive purchase that few South Africans can afford. As we see a significant increase in the purchase of hospital plans, we are also seeing a decrease in how much our clients fully understand the big differences between an old-school medical aid and […]

5 FACTS ABOUT HOSPITAL PLANS

Full medical cover has become an expensive purchase that few South Africans can afford. This is the reason for the increased popularity of hospital plans that cover your medical bills if you are hospitalised. Having come from a generation that largely understood medical cover as a ‘covers all’ policy, it’s important to run through these […]

PLAN FOR THE HIDDEN COSTS OF BREAST CANCER

Last year I shared an article on my blog that spoke to the stark reality of the tragic impact that cancer has had (and continues to have) on almost every family in South Africa. It’s very rare, in fact, to meet someone who hasn’t either had cancer themselves, or has a close family member who […]

CRITICAL ILLNESS | ARE YOU SUFFICIENTLY COVERED?

Women submit more critical illness claims than men. RISKSA published an online article that shed some light on an area of financial planning that appears to be largely overlooked, or at least, underestimated.  A key consideration for every financial portfolio is to insure your most valuable asset – your ability to earn an income. Traditionally […]